"Which area of the lake is best?" This is often the first question a Realtor will get from prospective lot buyers relatively unfamiliar with Lake Anna. After interviewing several real estate agents on Lake Anna we found that the best answer to that question is another question. The question is not so much "which area of the lake is best?" rather "which area of the lake is best for you? Buyers first need to look at their lifestyles and then try to define specific needs. An example of this would be a retirement age couple with small grandchildren considering a more gently sloping lot for two reasons.
First the obvious one, not having to negotiate lengthy inclines to and from the water. Additionally more level lots allow for the grand kids to be easily watched. Most of this analysis is just common sense. However, buying lakefront property is often an emotional time and certain concerns can easily be overlooked. Lake Anna, with its myriad of coves and inlets, provides different views and varying topography, even within the same community.
Louisa, Orange or
Another consideration for many are the tax rates. Real Estate taxes are $0.89 per $100 of assessed value in Spotsylvania and $0.66 per $100 of assessed value in Louisa County. Personal property tax rates are $5.00 per $100 of assessed value in Spotsylvania and $1.90 per $100 of assessed value in Louisa.
Choosing the Lot
Property values on
Both wooded and open lots can be found. This is a strictly a personal preference.
Public Side vs. Private Side
There is little difference in the cost of properties between the public and private side of the lake. Market values are based on the individual characteristics of the lots. However, there are major differences to consider when looking at each. The main lake is almost 18 miles long and there are about 10,000 surface acres of water. The state park is on the public side as well as 6 marinas and a boat accessible restaurant.
The private side has about 3,000 surface acres and no commercial facilities. There are no marinas or public boat launching facilities. For comparison purposes, the private side is about the size of Maryland’s Deep Creek Lake – more than sufficient size for boating, and all popular water sports. Those who live on the private side boast less boat traffic. Those who live on the public side say they favor the larger area and public facilities. Again, it boils down to personal preference.
Condo/Town Home Options
As you can see, there are many considerations when you go out looking for your lot at Lake Anna. Choosing a lot should be a fun experience. Many excellent Realtors are here waiting to help you with your selection. So, remember to examine your needs carefully, ask questions and hopefully, you’ll find your perfect property.
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